Founder, Cultural Outreach
Kristin Messerli is the founder of Cultural Outreach, focused on providing effective methods to reach today’s young and diverse homebuyers to mortgage and real estate companies. Since 2013, she has built a successful nationwide practice including training, digital marketing, analytics, and market education through numerous published articles and speeches. She has worked with over 50 lenders and spoken at over 100 conferences. Kristin is the co-author of MBA’s Section 342 Compliance Toolkit, and she also serves as the Managing Editor for Mortgage Women Magazine.Read More
Co-Founder, Cornerstone Advisors
As a co-founder of Cornerstone Advisors, Steve Williams heads up the firm’s industry-leading Strategic Planning and Facilitation practice and is actively involved in many of Cornerstone’s Technology Planning and Performance Improvement engagements. Steve has assisted hundreds of banks and credit unions in their efforts to become highly efficient, top performing financial institutions.
An experienced private banker with a formal commercial and consumer credit background, Steve’s more than 25 years of experience in the financial services and consulting industries have provided him a deep working knowledge of bank operations and delivery systems, particularly in lending processes. He is an experienced facilitator for management retreats and board planning sessions and is in great demand as a speaker at industry conferences and seminars.Read More
Founder & CEO, Sieverwright & Associates
He returned to the United States in mid-1997 and ran Secondary for Standard Financial, a sub-prime lender in northern California. In late 1997 Rob was hired by CrossLand Mortgage to start, and be the president of, a sub-prime company named OnCall Mortgage (a division of CrossLand). OnCall Mortgage was in existence until Wells Fargo purchased First Security Bank (the owner of CrossLand) at the end of 2000.Read More
Jessica Lautz, NAR’s Director of Survey Research and Communications
In her research role, Jessica Lautz focuses on demographic trends for both NAR members and housing consumers. These include how housing preferences shift in an ever-changing marketplace; consistent trends of consumers for the desire to own a home; consumers’ search to find a real estate agent; and buyer psychology.
Lautz also manages the Research content and presence on the Realtor.org website and social networking sites. She reviews, schedules and coordinates posting on Research’s blog and social media websites to ensure there is a variety of content that engages members and consumers on topics of the day relevant to these audiences.Read More
Tracy Ashfield, President Ashfield & Associates
Tracy Ashfield is President of Ashfield & Associates, a consulting and training firm that assists credit unions with mortgage lending strategy, development, policies, product design, training and strategic planning. Ashfield also works with the NCUA and NASCUS to provide training and education on residential mortgage lending for examiners and regulators. She also works as a Consultant for ACUMA.Read More
Craig Martin, Senior Director and Mortgage Practice Lead, J.D. Power
Craig Martin is a Senior Director and the Mortgage Practice Lead at J.D. Power. He is responsible for the company’s research studies in the mortgage sector, as well as proprietary tracking, consulting and performance improvement initiatives.
Martin is a frequent speaker at mortgage-related conferences and events. In 2016, he was named by HousingWire magazine as one of their Rising Stars, which recognizes 50 young leaders energizing the housing economy. He has spoken at various Mortgage Bankers Association events and other industry-related gatherings, including the National Mortgage News Annual Mortgage Servicing Conference.Read More
Kris Kully, Partner, Mayer Brown
Kris Kully is a law partner in Mayer Brown’s Washington, D.C. office and a member of the Consumer Financial Services group. She concentrates her practice on federal and state regulatory compliance matters affecting providers of consumer financial products and services.
Kully is a former lawyer for the Department of Housing and Urban Development. In that role, she provided legal counsel to the department on the mission oversight of Fannie Mae and Freddie Mac, the interpretation of the RESPA and the implementation of the department’s various housing assistance and community development programs.Read More
Christopher Thornberg, Ph.D, Founder of Beacon Economics LLC
Christopher Thornberg is Founding Partner of Beacon Economics LLC and widely considered to be one of the nation’s leading economists. Thornberg is an expert in economic forecasting, regional economics, employment and labor markets, economic policy, and industry and real estate analysis. He was one of the earliest and most accurate predictors of the subprime mortgage market crash that began in 2007, and of the global economic recession that followed.Read More